Introduction

Atlanta Bankruptcy Attorneys and Personal Injury Lawyers Protecting Your Rights

Holston & Huntley, LLC is a law firm dedicated to protecting the rights of debtors and accident victims throughout Alabama and Georgia. Based in Atlanta, our knowledgeable bankruptcy lawyers are committed to providing honest and thorough legal advice to people in need. We get to know our clients on a personal level, learning about their needs and goals before working toward a solution that is advantageous to them. When representing accident victims in claims for compensation, we aggressively assert your legal rights and regularly keep our clients informed as to the progress that we are making.

Reorganizing Your Finances through Bankruptcy or Debt Resolution

Filing for bankruptcy under Chapter 7 may be an option for individuals who meet certain low-income eligibility requirements. It is designed to discharge personal liability for unsecured debts, such as credit cards and medical bills, but it may result in the loss of other assets if certain exemption levels are exceeded. In a Chapter 7 bankruptcy proceeding, a trustee will gather and liquidate the individual’s nonexempt property and assets before paying creditors with the proceeds according to the Bankruptcy Code.

The individual may keep his or her exempt property, which is typically defined under state law. Thus, Chapter 7 is generally suited for low-income individuals with few nonexempt assets who want to get rid of their unsecured debts, with the loss of some property.

Chapter 13 essentially reorganizes one’s debt into a repayment plan. It is typically an option for those who have too much income to qualify for Chapter 7, and it is designed for debtors with regular income who are capable of paying back at least a portion of their debts. Chapter 13 also offers benefits that Chapter 7 does not, such as the ability to keep all of your property and nonexempt assets. Because of the many considerations involved in determining whether and what kind of bankruptcy is advantageous in your
situation, enlisting the services of a knowledgeable attorney may be crucial to evaluate all of your options under the law.

Debt Resolution is an alternative to Bankruptcy. It allows individuals with consistent income to attempt to resolve their debts through negotiation with their creditors rather than proceed through the Bankruptcy process. Although individuals are not afforded the same protections as they would when filing Bankruptcy; many choose this option when their priority is to repair their credit report rather than seeking a fresh financial start.

Because of the different complexities of deciding if this is the right option for you it is advantageous for us to perform a bankruptcy evaluation to determine if this may be the best option for you.

Seeking Compensation through a Negligence Claim

While personal injury cases can arise out of any number of diverse situations, they generally aim to compensate accident victims for the physical and mental harm inflicted on them by the defendant. A negligence action seeks to hold a person or entity responsible for injuries caused to others by careless conduct. Common types of cases our Atlanta Georgia personal injury lawyers handle include car and truck accidents, slip and falls, product defects, and more.

To prove negligence, a plaintiff must establish the legal elements of duty, breach, causation, and damages. The duty of care owed to the victim will depend on the circumstances of the case. Generally, each of us owes a duty to others to avoid behavior that will risk foreseeable harm to those around us. A plaintiff can demonstrate a breach of that duty with evidence that the defendant failed to conform to the conduct of a reasonable person or entity in a similar situation.

The plaintiff must also prove that the defendant’s negligent actions caused the accident. It must have been both a foreseeable result of the carelessness and something that would not have happened without it. Damages in personal injury cases may include economic damages, which are objective costs such as medical expenses, lost wages, and property damage, as well as non-economic damages like pain and suffering, emotional distress, and others.

Contact a Bankruptcy Lawyer or Seek Guidance with an Atlanta Georgia

Personal Injury Attorney

At Holston & Huntley, LLC, we understand that filing for bankruptcy or coping with the aftermath of an accident is a sensitive, potentially life-changing matter. Our personal injury and bankruptcy attorneys compassionately guide Metro Atlanta Georgia residents and people in many other cities in Georgia and Alabama, such as Birmingham Alabama, Auburn Alabama, Columbus Georgia, Alpharetta Georgia, Marietta Georgia, Albany Georgia, Athens Georgia, and Macon Georgia. We are dedicated to providing
trustworthy and prudent legal advice, keeping your interests foremost in our mind. To schedule a free initial consultation, call us at 1-844- GA-BUDDY or contact us online.