The Chapter 7 Bankruptcy Process

Take our Quiz to Find out if You Qualify for Chapter 7 Bankruptcy

Struggling with debt is stressful! If you’re looking for a solution, you’ve likely started to think about your options for Chapter 7 bankruptcy, Chapter 13 bankruptcy, or debt relief. You have a number of options that an Atlanta Chapter 7 bankruptcy attorney can help you with.

Regardless of the cause of your financial stress, our Atlanta Chapter 7 bankruptcy lawyers are here to help! We provide affordable Chapter 7 services while obtaining the results you deserve.

Filing With an Atlanta Chapter 7 Bankruptcy Attorney

Generally speaking, Chapter 7 bankruptcy allows you to discharge certain debts and become free from those liabilities.

You may be eligible to file under Chapter 7 by meeting certain income criteria. These criteria are determined by the means test. This is a test that takes into account how much income you earn, along with the size of your family and your expenses. If your income is low enough in relation to your expenses, you’ll “pass” the means test, and you’ll likely qualify for Chapter 7 bankruptcy in Georgia.

Before filing for Chapter 7 bankruptcy, you must receive credit counseling from an approved agency. After receiving credit counseling, you will file a petition with the bankruptcy court. You will submit a list of assets and liabilities, as well as other documentation concerning your finances.

Once your case is filed, a trustee is assigned. The trustee will hold a meeting with you and your creditors. At this meeting, you will be subject to questioning under oath.

You have nothing to worry about at this hearing, as your attorney will be with you. If your assets are exempt or subject to liens, there will be no distribution to creditors. Your debt will then be discharged. Once your debts are discharged, creditors may not pursue any further action against you for that debt.

Chapter 7 bankruptcies are typically suited for individuals who have a certain level of income. However, each person’s situation is different. It is crucial that you consult with an experienced Chapter  7 bankruptcy attorney in Atlanta to determine how the law applies to your case.

Talk with a Chapter 7 Bankruptcy Attorney in Atlanta

Bankruptcy law is complex. It often involves multiple statutes on both state and federal levels. Thus, when filing for Chapter 7, you should seek legal assistance from a knowledgeable bankruptcy attorney who understands the ins and outs of bankruptcy cases in Georgia. We can help you take control of your debt and determine a good solution for you.

Chapter 7 Bankruptcy Lawyers | Areas of Service

Our qualified Chapter 7 bankruptcy attorneys serve people throughout Georgia, including but not limited to Metro Atlanta, Georgia; Marietta, Smyrna, Dallas Georgia, Douglasville, Riverdale, Clayton County, Alpharetta, DeKalb County, East Point, College Park, Conyers, Athens, and Macon, Georgia. We provide trustworthy and prudent legal advice, keeping your interests foremost in our mind. To schedule a free initial consultation, call us at 844.422.8339 (Ga-Buddy) or contact us online. There is no cost to you, and you are under no obligation to pursue a filing with us. We look forward to serving as your Counsel because we understand your needs.

Don’t risk attempting to file your petition alone in an attempt to save money. You face a high risk of having your petition rejected if you are unsure how to navigate the Bankruptcy Code. We offer free consultations for both Ch. 7 & Ch. 13 Bankruptcies!